Know whether the case stands up before the lender sees it.
Finsensa tests whether the evidence actually supports the case: whether the numbers reconcile, whether repayment holds up, what weakens it, and what a lender is likely to come back on. Then it shows you what to resolve or disclose before you submit.
For UK commercial finance brokers and lending advisers.
Finsensa supports advisers. It does not lend, recommend lenders or provide credit advice.
A complete file isn't the same as a case that stands up.
Having every document is the start, not the finish. The things that slow a deal down (the lender come-backs, the requests for more, the decline you didn't see coming) are usually already sitting in the file. Repayment that looks thinner once all the debt is counted. Money in the bank that doesn't match the story. A forecast resting on an assumption nobody can evidence. Finsensa helps you find them while the case is still on your desk.
See it the way the underwriter will.
Do the numbers reconcile?
Revenue, cash and debt that tell the same story across the evidence, or a clear flag where they don't.
Does repayment hold up?
Repayment tested against the full debt position, not just the headline figures.
What will the lender come back on?
The weaknesses and questions an underwriter will raise, surfaced before they do.
What still needs resolving?
What to resolve, evidence or disclose before you call the case ready.
How it works
From evidence to a case you can stand behind.
Set up the case
Borrower, facility, amount and purpose.
Bring in the evidence
Accounts, bank statements and supporting documents.
Review whether it stands up
Repayment, reconciliation, weaknesses and likely lender questions.
Resolve, approve, generate
Address or disclose what matters, sign it off, then produce the lender-facing pack from the same reviewed record.
Your credit paper comes out of the review.
Once you've signed the case off, Finsensa produces the credit paper and supporting pack from the same reviewed record. You don't have to write the case up a second time.
Credit paper
The lender-facing narrative.
Financial workbook
The calculations, laid out transparently.
Supporting evidence
The source material behind the case.
Audit record
What was reviewed, resolved and approved.
Every material figure traces back to where it came from.
Built around adviser review
Your name is on the case. Make sure it holds.
Finsensa doesn't decide whether a lender should lend. It shows you what's unresolved and keeps the judgement with you. Calculations follow fixed rules, and generative AI never produces a figure, a calculation or a readiness conclusion.
Built first for limited-company term loans.
We're working with a small group of founding advisers on business lending cases that need more than a checklist. Founder support on your first case. Founding terms.
Finsensa currently supports UK limited-company borrowers. It isn't for residential mortgages, sole traders or direct borrower applications.
Founding members
Have a case that needs more than a checklist?
We are opening access to a small number of firms at a time and will come back to you with timing. Tell us about your caseload so we can work out whether Finsensa is a fit.
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FAQ
Questions advisers usually ask first
Clear answers on data sources, exports, security and getting started.